Credit Education

Have you ever wanted to purchase a car but were told by the car salesman, “you’re going to need a co-signer”? Well, I have and I’m quite sure many others may have also experienced this before. No matter your life circumstances, establishing and maintaining a positive credit history is more important than ever before. 



In difficult economic times, credit scores strongly affect your ability to achieve your financial goals – whether you need to open a credit card or qualify for a home or auto loan.  That’s why Credit Education and practicing healthy credit habits are imperative to gaining Financial Freedom! 

At Credit By Denise, we offer credit education services for our clients while enrolled in our Score Improvement Program.